This year, I thought of filing ITR1, since I only had short-term capital losses and no gains. But on downloading the pre-filled XML and trying to pre-fill the java utility, it gave an error that the xml is not valid. Then tried ITR2 java utility, with ITR2 prefilled XML. This time it mentioned that the assessment year is wrong. Manually edited 2018 to 2019 in the XML, and it pre-filled successfully.
ITR2 needed Basic Salary and DA. So, I computed it from my salary slips, as a percentage of gross salary.
Unfortunately, the CG (Capital Gains) section was not working properly in the java utility (AY2019-20 version 1.2). The Mutual Fund section's form was not being displayed, only the instructions were being displayed. So, I did not put in my losses to carry forward to the next year.
The tax computation is in the tab Part B TTI. When you click on Save, it does validation. This time, there was also a Submit button, which allows you to directly submit the return from the java utility itself. I did that, and the ITR-V was sent to my email. I chose to e-verify via HDFC bank's netbanking like in this earlier post. The first time I tried, I was logged on to the incometax portal when I started the process, so it did not work. I needed to log out of the incometax portal, and then click on the Income tax e-filing link under Requests in HDFC bank's netbanking. Then it worked.
